Well yes, I have noticed my writing is a bit more inconsistant which should mean I am totally busy. Well not exactly, yes I am a bit busier but not totally busy. Havent found a full time job yet, I have been applying for some interesting ones. I am just a alot stressed financially and I cant seem to concentrate because of it. I have definitely made my share of financial mistakes and that does not include going to University. So I am currently going to a couple appointments to talk about my different options like should I consolidate, would I even get approved to do so? Should I do debt settlement is the penalty on my credit worth it? I mean I am young so I do have time to make back up my credit and the way I see it I will never own a home nor do I really want it. I think back in the day owning a home was a sense a pride and I think that for a lot of young people these days owning a home just seems like way more stress physically, mentally and financially than we are willing to have. We finish school later, most of us accrue so much student loans and personal debt because of how easy it is for us to get a credit card, I mean foreal the companies are there on your first day of school just ready to sign you up into debt and the next thing you know your of to Spain or whatever your guilty pleasure is. The other day at work, I had lunch with an older woman who was going on about how its so great to own your own home. And I began to argue with her, is it really that great? The property taxes are NOT cheap in my city, the insurance I will have to buy, the mortgage I will have to carry even if I got a condo, I would have to pay maintenance fees. And additionally, you have this huge symbol of bride that takes and takes and your afraid to just let it go and move into an apartment because of embarrassment of a downgrading life. Maybe I am young and naive and do not understand these things enough but I am not buying the dream at all. My goal is to be debt free in like 10 years preferably wayy before that, but I am realistic. Live in a really great apartment in some exotic part of the world and work somewhere I love, travel freely, and be living life to the fullest. I will probably not be rich even though that would be wonderful but I want to be able to afford some investments where I have a real chance of getting some returns. Man I am not living just a poor life, I am living a poverty life in a middle class environment. I always say to the beggers on the street, "you are doing better than me", you have nothing, I have less than nothing. WAYYY....Single mothers will probably hate me for saying this but you have the government who is really willing to support you plus you get child bonuses. Me on the other hand even if I went on welfare I would get next to nothing AND once they found out about my part time job I would really be getting nothing. So its sucks vs. sucks...

Anyhoot for anyone who still checks in and reads my blog THANKS!