TIP OF THE DAY: Pay off your debts! Society just wants you to spend but you're much smarter than that!
Hey World,
I hope you're still trying not be broke..Because I am obsessed with no longer living the broke life and almost think I might be hexed by the broke life!!! Sometimes I ask myself why didn't I just NOT go to University save the 40,000 and just get my real estate liscence and do something I love. I mean I love digging into things and finding out information, like I really love to hunt, not only that but I am GREAT at it! Maybe thats what draws me into writing too. It feels like I can hunt for the best things for everyone else but not myself sometimes.. meh...
Anyhoot, today I am going to relay some infomation I read from this Kevin O'Leary book I just finished reading if his name sounds familiar its because he's that jerk from the shows Dragon's Den and Shark Tank. Ofcourse I added some information because you are my peers but I am telling you I really recommend his books.
Think of University as an investment!
(no its not an excuse to spend money..so you can seem like a smart person) Just like with any other investments you have to make the most educated choice so do your research on tuition, school, money you will make, demand, how much it will cost to get there or live in that city and is this something you really think you can do successfully. Not every smart person is meant for university in fact I think the majority of people would be better of with a community college diploma do a year or two in uni if you really want that degree (its cheaper). Think about it, even if you hated your program after a year and decided to drop out you will have spent a small fraction compared to going to University. This small fraction can be easily paid off even if you did the full length of your program.
P.S. I encourage you to be stroung enough to drop out of university early on your own accord if you are finding it too difficult or annoying for you- don't be ashamed....Additionally, you can just do apprenticeships and different courses to support you being the entrepreneur you want to be and find the thing you are passionate plus talented with. You must ask yourself is University worth the amount of money and TIME I will have to put into it? if it is then Good for You!
Like any other investment you want a good return on it.
Okay, so you went to university anyways and actually liked and is good at what you studied and think it was worth it because you loved it sooo much. Now you have a tonne of student debt. You find yourself doing an internship or-and working at the bar (substandard employment) you've been working at even when you were a student. Or maybe you are entry level inyour dream job of employment or better yet you're making great money.
KEEP ON LIVING LIKE A STUDENT UNTIL YOU'RE DONE PAYING OF YOUR STUDENT DEBT!!!! I really hope this statement hits you deep like it did for me...I bet this will help you pay it off quicker thats for sure!
You know you see people with that brand new car they think they deserve because they finally finished university. If you can't afford it don't buy it!
Keep on living with 5 other people..Stay in your parents basement for as long as they will have you (contribute too)..But keep on living that affordable life that you knew was neccesary for you as a student. You had no car, stay carless! You couldn't buy a house, stay houseless! You couldn't even afford to carry the whole weight of the appartment costs by yourself, HAVE ROOMATES! There's nothing more sad that a boogie broke person!!! So don't get caught up in what people should see from you.
The stress from not having debt and being able to really have more funny to say but it is actually priceless...I mean think about it the more money you can keep in your bank account whooo actually KEEP whewww priceless!!!
A freind of mine was looking for a condo to purchase recently she has a good job and unlike me, is actually in the feild she went to school for. Knowing how much I love the house hunting I began to look, and then I began to think does she even really want to afford this? Condo's in Toronto are expensive as hell and this is a girl with great taste. The best thing she told me was, I can't afford this right now.. And even though secretly I wished she could just so I could look some more I knew she made the best decision. The fact is her focus should be paying off her student debt and when she is done that she needs to save at least 25% for a down payment for a cheap place in a great potential location and I will surely be there to help!
P.S. If you're racking up consumer debt you're a damn fool and you know it...so STOP THE MADNESS! A new smartphone is not an investment I don't care how you try to justify it ESPECIALLY if you still have debt!!
Hey World,
I hope you're still trying not be broke..Because I am obsessed with no longer living the broke life and almost think I might be hexed by the broke life!!! Sometimes I ask myself why didn't I just NOT go to University save the 40,000 and just get my real estate liscence and do something I love. I mean I love digging into things and finding out information, like I really love to hunt, not only that but I am GREAT at it! Maybe thats what draws me into writing too. It feels like I can hunt for the best things for everyone else but not myself sometimes.. meh...
Anyhoot, today I am going to relay some infomation I read from this Kevin O'Leary book I just finished reading if his name sounds familiar its because he's that jerk from the shows Dragon's Den and Shark Tank. Ofcourse I added some information because you are my peers but I am telling you I really recommend his books.
Think of University as an investment!
(no its not an excuse to spend money..so you can seem like a smart person) Just like with any other investments you have to make the most educated choice so do your research on tuition, school, money you will make, demand, how much it will cost to get there or live in that city and is this something you really think you can do successfully. Not every smart person is meant for university in fact I think the majority of people would be better of with a community college diploma do a year or two in uni if you really want that degree (its cheaper). Think about it, even if you hated your program after a year and decided to drop out you will have spent a small fraction compared to going to University. This small fraction can be easily paid off even if you did the full length of your program.
P.S. I encourage you to be stroung enough to drop out of university early on your own accord if you are finding it too difficult or annoying for you- don't be ashamed....Additionally, you can just do apprenticeships and different courses to support you being the entrepreneur you want to be and find the thing you are passionate plus talented with. You must ask yourself is University worth the amount of money and TIME I will have to put into it? if it is then Good for You!
Like any other investment you want a good return on it.
Okay, so you went to university anyways and actually liked and is good at what you studied and think it was worth it because you loved it sooo much. Now you have a tonne of student debt. You find yourself doing an internship or-and working at the bar (substandard employment) you've been working at even when you were a student. Or maybe you are entry level inyour dream job of employment or better yet you're making great money.
KEEP ON LIVING LIKE A STUDENT UNTIL YOU'RE DONE PAYING OF YOUR STUDENT DEBT!!!! I really hope this statement hits you deep like it did for me...I bet this will help you pay it off quicker thats for sure!
You know you see people with that brand new car they think they deserve because they finally finished university. If you can't afford it don't buy it!
Keep on living with 5 other people..Stay in your parents basement for as long as they will have you (contribute too)..But keep on living that affordable life that you knew was neccesary for you as a student. You had no car, stay carless! You couldn't buy a house, stay houseless! You couldn't even afford to carry the whole weight of the appartment costs by yourself, HAVE ROOMATES! There's nothing more sad that a boogie broke person!!! So don't get caught up in what people should see from you.
The stress from not having debt and being able to really have more funny to say but it is actually priceless...I mean think about it the more money you can keep in your bank account whooo actually KEEP whewww priceless!!!
A freind of mine was looking for a condo to purchase recently she has a good job and unlike me, is actually in the feild she went to school for. Knowing how much I love the house hunting I began to look, and then I began to think does she even really want to afford this? Condo's in Toronto are expensive as hell and this is a girl with great taste. The best thing she told me was, I can't afford this right now.. And even though secretly I wished she could just so I could look some more I knew she made the best decision. The fact is her focus should be paying off her student debt and when she is done that she needs to save at least 25% for a down payment for a cheap place in a great potential location and I will surely be there to help!
P.S. If you're racking up consumer debt you're a damn fool and you know it...so STOP THE MADNESS! A new smartphone is not an investment I don't care how you try to justify it ESPECIALLY if you still have debt!!
